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CSIdentity Corporation Privacy Policy
(Last updated April 1, 2009)
What does CSIdentity Corporation ("CSIdentity") do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and income
- account balances and payment history
- credit history and credit scores
When you close your account, we continue to share information about you according to our policies.
How? All financial companies need to share customers' personal information to run their everyday business - to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CSIdentity chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does CSIdentity share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes - to process your transactions, maintain your account, and report to credit bureaus | ||
| For our marketing purposes - to offer our products and services to you | ||
| For joint marketing with other financial companies | ||
| For our affiliates' everyday business purposes - information about your transactions and experiences | ||
| For our affiliates' everyday business purposes - information about your creditworthiness | ||
| For our affiliates to market to you | ||
| For nonaffiliates to market to you |
Sharing Practices
How often does CSIdentity notify me about its practices? We must notify you about our sharing practices when you open an account and each year while you are a customer. You have agreed to receive these notices electronically through our Website.
How does CSIdentity protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CSIdentity collect my personal information? We collect your personal information, for example, when you
- open an account
- pay your bill
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit sharing only for
- affiliates' everyday business purpose - information about your creditworthiness
- affiliates to market to you
- nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
Definitions
Everyday business purposes: The actions necessary by financial companies to run their business and manage customer accounts, such as
- processing transactions, mailing, and auditing services
- providing information to credit bureaus
- responding to court orders and legal investigations
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies. CSIdentity has no affiliates.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. CSIdentity does not engage in joint marketing efforts.
